Wednesday, November 10, 2010

What a Gift: Veterans Day and Consecration Sunday

What a Gift!
Veterans Day and Consecration Sunday
November 7, 2010

Today is a great day. It is an important day. It is a day in which we honor our veterans, those who have freely and willingly served God and our country to bring safety, freedom, and prosperity to persecuted and downtrodden people throughout the world.

I am proud to name many veterans among my family and friends:

·       My grandfather Smiley served in both World War I and World War II, and retired from the army as a lieutenant colonel.
·       My father, Tom, served as an army officer in Texas, Virginia, and Germany in the mid-1950s
·       My uncle John served in the Army just after World War II, mainly in the Japanese city of Kobe
·       My sister, Ginger, served in Army intelligence in Arizona and Virginia
·       My father-in-law, Harold, served in the Air Force in the early 1960s
·       And my closest friend from college, Jim, recently retired from a career of 25+ years as a Naval supply officer

So I am well familiar with military service and military ways, even though I myself was never in the service. I am proud of my family members and friends, and I am grateful for their service and their commitment to what they believe is right and good for all. They moved beyond themselves and their own comfort and safety to help others throughout the world be safe, free, and prosperous. I also want to honor their families, who sometimes struggled mightily to keep hearth and home together while their loved ones were far away and often out of touch.

I love and honor my family members and friends this day, and I love and honor all of you who have served in the military. I also honor all of you, family, friends, and fellow church members, who have supported those who have served behind the scenes in powerful and compelling ways under often extremely difficult conditions.

I honor, and I thank God for you, very, very much.

In my family, at least, service in the military is inextricably joined with service to God. God gave us certain gifts, certain blessings, certain abilities, and we are called by God to joyously and freely offer our gifts to help those in need. We believe we are called to help either by deeds of kindness or by acts of justice, both in our own community and throughout the world. Although only some of us actively served in the military, I am proud to say that nearly all of us in my family, on both sides, actively serve and give their time as volunteers in our churches. That’s just what we do, and I am proud of the strong heritage of service and commitment to church that was given to us by our parents and grandparents. They put their lives, their time, and their treasure on the line for others, and I am thankful.

So I am proud of my family members, and I am proud of the many of you who have served and continue to serve God, our community, our country, and our world. I love them, and I love you.

I need you to hear, however, that I don’t love war. I absolutely hate it. I want to be clear that I don’t want to glorify or encourage armed conflict in any way. I love my family, I am grateful for their military service, but I don’t love war.

I don’t know many people who do love war. Some have told me that they relish the thought of getting into a fight and whooping the bad guys. But those who have actually been in battle, who have known the fear or the reality of being shot at, who have seen their buddies get killed, and who have seen the suffering of innocent civilians will tell you that war is hell. War is the last thing most sane people want.

Jesus talked about loving our enemies, and doing good to those who hurt us. I think we can safely say that Jesus is on to something here. Jesus told the truth that “an eye for an eye and a tooth for a tooth” can cycle into an endless range of violence upon violence upon violence upon violence until no one knows why the fight started in the first place. Somebody needs to stop it. Somebody needs to say “I forgive you” and “I’m sorry.” Somebody needs to be the first to let bygones be bygones.

Now, I know that it’s not easy to forgive. It takes a lot of courage. It can make us swallow a lot of pride. I have images in my mind from the movie “Gandhi,” where Gandhi and his followers tried time and time and again to enter a place that was forbidden to ethnic Indians, only to be beaten back time and time again by British soldiers with sticks. And yet Gandhi and his followers kept coming back, peacefully, just to be beaten again. It takes courage to forgive.

Truth be told, I’m probably about a 75% pacifist – maybe 80%. What do I mean by that?

What I mean by that is that I believe most wars fought through history have been for the wrong reasons, with some notable exceptions. Wars have been started, not to protect borders, but to expand them; not to protect the weak, but to take advantage of them; not to share kindness and generosity, but to make money from a country’s peoples and natural resources. Leaders throughout history have often been untruthful with their peoples about the real reasons for war. There are lots of mixed motives for wars, and it is sometimes difficult to find the truth behind what people have been told.

But am I a 100% pacifist? No.

To me, it is hardly kind or compassionate to stand by in those cases when innocent people are being slaughtered, or persecuted, or starved, or denied basic freedoms. It is hardly showing Christian love to stand by when there is something I can do to stop it. Jesus spoke kindly to the children, and welcomed them, and rebuked his disciples when they forbid the children to come. Protection of children, the innocent, the aged, and the sick is what Jesus called us to do. I can hardly stand idly by if someone is about to beat or shoot a child. Pure pacifism, 100% pacifism, does not seem to me to be an appropriate Christian response to pure evil.

When we see evil, we must stop it. Pure and simple. We should try every other means we can first, before we resort to violence. But sometimes violence is the only response that will work. Should it be the first resort, for a Christian? Absolutely not. It should be the last resort. But sometimes it is the only option.

However, if we do exercise violence, as much as possible, it must be reasonable, and limited, and specific to those committing the crime. You cannot “destroy a village to save it.” You cannot kill every man, woman, child, and animal, burn the crops, and sow the fields with salt, as happened in some of the Old Testament battles. And, after the conflict is over, we must make every effort to heal those who have been caught in its swath, with a goal of putting into place conditions so that it never, ever, happens again.

St. Augustine talked about a “Just War” concept. There is a place for war, he taught, but a limited place. War is not to be the normative response to threat. Total destruction of the enemy, or even “an eye for an eye and a tooth for a tooth,” is not what the Christian’s goal should be. As much as possible, a Christian should be a peacemaker. War is the last, worst, alternative, for a Christian.

Most veterans I know understand these concepts very well. They are decent, honorable, caring, giving, and above all, committed people. They entered military service wanting to make the world a better place. They put their lives on the line because they cared about the less fortunate and wanted to give them a better life. Those who have been in battle have been forever changed by the horrors of war, and they have no desire to see it happen again.

We laid one of our veterans to rest yesterday. Dick Wolfe was a great, generous man, and he was an active supporter and participant in our church’s ministries for many years. Dick was fortunate not to have been in any battles. He entered World War II near its end, helped to liberate a German concentration camp, and was preparing for the invasion of Tokyo when the atomic bombs were dropped and the Japanese surrendered.

Dick wrote to his granddaughter, Donna, on April 13th, 1994, about his experiences in Germany. I’d like to read a portion of that letter to you today:

“When you told me that you were studying about World War II and about concentration camps, I promised to lend you a book for your class to review and give you a letter – a letter of my observations of the concentration camp that I had an opportunity to see first-hand one half day after it was discovered.

We arrived in a town called Hagenow, Germany, in mid-April 1945. The weather was cold in North East Germany and the ground was still frozen. The location of Hagenow is near the Elba River and close to the Baltic Sea.

Upon our arrival in Hagenow our First Sargent told us to prepare for a trip the next morning to Ludwigsbit. It was a concentration camp that had been found the afternoon before our arrival. …

What I saw, I want you to know, was seen through the eyes of a twenty year old paratrooper who felt he had seen and knew everything there was to know about war. But, when we got off the trucks, I was not prepared to comprehend what I saw, or to believe that this was a reality. …

I have never felt so helpless in my life as I did before or after that day.

We passed the American guard and went inside. From the outside of their quarters it was a mess, even though the quarters were made of brick. We could not walk near or into the quarters without stepping into human waste. Dysentery ran rampant with the inmates. Only a few were able (strong enough) to go outside to relieve themselves. Most of the inmates were so sick they relieved themselves either alongside of, or in their “beds.” The so-called “beds” were made of wire (in some cases barbed wire [with the prongs bent down],” tied across two poles. The poles were the sides of the beds. The side poles were tied to vertical poles on each side which permitted a rise of about six inches from the ground. For a mattress the inmates had only straw or grass. Each barracks held forty men, of which more than half could not get out of bed. Some men had one light weight blanket. There was no heat in the building. They all wore filthy cotton, black and white striped, long pants and a shirt.

[He goes on to talk about how the dead bodies were stacked up in the camp, like firewood, and how his company helped bury them properly.]

[He concludes by saying,] When you study World War II (or any war), please don’t glorify it. It is the worst thing that can happen to you. Instead, think positively! Love and help one another and be a friend to all. The world can be peaceful, but it takes hard work to make it so.

Love, Pop Pop

Wow. What a story, and what a testimony as to how one ought to live in life. “Love and help one another and be a friend to all.” I honor Dick Wolfe this day, I honor his wife, Pat, and I honor all of those who have served faithfully in the military and who continue to serve in their communities and churches up to the present. I honor the fallen; I honor the wounded; I honor their families. I pray for the many in our world whose lives are still ravaged by war. And I pray for those leaders of our country and all countries who must make difficult decisions about war and peace. These people must give, and give, and give some more, every day. I honor them, and I pray for them.

I mentioned before that, in my family, service to country is also bound tightly to service to God. So, it is not inappropriate that today we speak not only about the gifts of our veterans, but about giving freely of our abundance to the Lord. Some of those we honor paid the ultimate sacrifice. Some of those we honor continue to sacrifice as they endure pain and the process of healing. All of those we honor gave freely of themselves to support their country and their passion for justice and kindness throughout the world. My question is this: what are we willing to do, what are we willing to commit to do, with the gifts we have, to bring our world more closely into alignment with the Kingdom of God? If our veterans could give so much, even their own lives, what are we willing to do to share God’s love, mercy, and justice with a world in need?

There are many who have never clearly heard of Christ’s power to heal, forgive, and change lives. There are children who will never hear unless we teach them. There are people who know that God has a call on their life, but need to learn and grow and study the Bible to understand how God wants them to live out their call. There are people who need to worship God, to sing the hymns, to hear the Scriptures read and proclaimed, to give them power to live their lives through awesome, or even awful, challenges. There are people who need comfort, who are mourning, or lonely, or sick, or hungry, or cold, or without electricity or adequate clothing. There are people who are desperate to be protected or to learn peace making so that they might experience a life without war, without strife, without fear.

The good news is that the Church is here to meet those needs. We are not a perfect institution, but we try. We’ll only be perfect when all of our members and our pastors are perfect, which hasn’t happened yet. But we are forgiven. We are accepted, in spite of who we have been in the past. We are loved. And we have the ability and, hopefully, the means, to share that love with the many in our community and world who desperately need to experience it.

When you give money to your church, it expands far beyond your reach, is combined with the gifts of many others, and goes to support ministry and mission not just here in Parkville and Carney and White Marsh and Baltimore but around the world. It supports a few staff, who help coordinate a veritable army of volunteers in this church who do amazing things with their time and talents. It pays for Sunday School curriculum, choir music, bulletins, mailings, heat, air conditioning, and lights for worship, classrooms, and meeting space. It pays for bathrooms and parking lots and building maintenance, so community members have a clean, safe, and healthy place to worship and to gather. And it is an investment in the future. It ensures that the church will be here when you, your children, your grandchildren, or your other family and friends need to call on its help in the days ahead, when we know not what the future may hold.

I want to thank those of you who have given so generously in the past. I want to thank you for your love, for your faithfulness, for your energy, and for your commitment. I want to honor those who are no longer with us, but who gave generously so that this church might stand on this spot as a beacon of hope for the community of Parkville and beyond. I want to thank those who have given more than their money, but who have used their God-given gifts and their God-given inspiration and teaching from their church to serve in the community as PTA members, scout leaders, community board members, politicians, police officers, fire fighters, and members of the military. I thank you, and we thank you, and I want you to know that we pray for you and your success in your ministry.

For those who want to give more but can only give a little, I pray that our ENOUGH series has given you some ideas about how you can live more simply and therefore more generously. For those who can give more, I pray that God will touch your heart and your soul and inspire you to be a blessing to people far beyond the needs of your own household and family.

For God so loved the world, that He gave… and gave … and continues to give today … His only Son, so that whoever believes in Him might not perish, but will have eternal life.

To God be the glory, and the honor, and the praise. Amen.

--- Mark Smiley

Sunday, October 31, 2010

CONTENTMENT PRAYER
“Lord, help me to be grateful for what I have, to remember that I don’t need most of what I want, and that joy is found in simplicity and generosity. Amen.”  -- Adam Hamilton

ENOUGH Personal Goals and Commitment

Personal Goals and Commitment

During the past few weeks, we have examined some of the financial challenges facing us as a nation, and we have looked at our own spending, saving, and giving habits. We have examined the biblical principles of financial management, and we have learned about ways to assess our financial situation and develop a financial plan that will allow us to experience the true joy that comes through simplicity and generosity. Now, on this Consecration Sunday, I ask God’s blessing of my commitment to these financial goals for the upcoming year.

My Personal Goals and Commitment for 2011

1. I will thank God daily for all my blessings. My goal for daily Bible reading and prayer is ______ days each week.

2. I will seek contentment and simplicity and live within my means. My spending goal is _______________________________________.

3. I will seek freedom from the bonds of credit and debt. My debt reduction goal is ___________________________________.

4. I will seek to wisely manage the gifts God has given me, investing and saving for the future. My saving goal is_____________________.

5. I will worship God each week by the giving of my tithes and offerings. My estimate of giving for 2011 is ______________________


Lord,
I present this commitment to you, acknowledging that everything I have and everything I am is a gift from you. I pray that you will grant me wisdom and strength in the coming year, and that you will bless and use the gifts that I humbly present to you. Amen.


For personal use. Place in your Bible for reference in the coming year.

ENOUGH Sermon # 4, Defined by Generosity

ENOUGH Sermon # 4: Defined by Generosity
October 31, 2010

Outline

As for those who in the present age are rich, command them not to be haughty, or to set their hopes on the uncertainty of riches, but rather on God who richly provides us with everything for our enjoyment. They are to do good, to be rich in good works, generous, and ready to share, thus storing up for themselves the treasure of a good foundation for the future, so that they may take hold of the life that really is life. (1 Timothy 6:17-19)

Some give freely, yet grow all the richer;
others withhold what is due, and only suffer want.
A generous person will be enriched,
and one who gives water will get water. (Proverbs 11:24-25)

Those who are generous are blessed,
for they share their bread with the poor. (Proverbs 22:9)

I. A Theological Foundation for a Generous Life
A. Created to Be Generous; Tempted to Hoard
God created us with the willingness to give—to God and to others. This design is part of our makeup; we actually have the need to be generous. Yet there are two voices that “war” against our God-given impulse toward generosity, tempting us to keep or hoard what we have.

1. The voice of fear.
Fear, of what might happen to us, along with a misplaced idea about the true source of our security, keeps us from being generous and leads us to hoard what we have. The truth is that hoarding offers us no real security in this world.

2. The voice of self-gratification.
Our culture tells us that our lives consist in the abundance of our possessions and pleasurable experiences. So we find ourselves thinking, If I give, there won’t be enough left for me.

B. Defeating the Voices
When we give our lives to Christ, invite him to be Lord, and allow the Holy Spirit to begin changing us from the inside out, we find that our fears begin to dissipate and our aim in life shifts from seeking personal pleasure to pleasing God and caring for others. Although we still may wrestle with the voices from time to time, we are able to silence them more readily and effectively the more we grow in Christ. And the more we grow in Christ, realizing that our lives belong to him, the more generous we become. Generosity is a fruit of spiritual growth.

C. Biblical Reasons to Give to God and Others
• We find more joy in doing things for other people and for God than we ever did in doing things for ourselves. (Acts 20:35)
• In the very act of losing our lives, we find life. (Matthew 16:25)
• Life is a gift, and everything belongs to God. (Psalm 24:1; Leviticus 25:23)

D. Biblical Guidelines for Giving
From the early days of the Old Testament, God’s people observed the practice of giving some portion of the best of what they had to God. A gift offered to God was called the first fruits or the tithe, and it equaled one-tenth of one’s flocks or crops or income. Abraham was the first to give a tithe or tenth.

• Genesis 14:20b
• Genesis 28:18-22
• Leviticus 27:30-33
1. Giving a tithe.
As Christians who live under the new covenant, we are not bound by the Law of Moses; we look to it as a guide. Yet most Christians agree that the tithe is a good guideline for our lives, and one that is pleasing to God. (Suggestion: Use the video clip “Tithing and the Ten Apples.”) Though tithing can be a struggle, it is possible at virtually every income level. If you cannot tithe right away, take a step in that direction. Perhaps you can give 2 percent or 5 percent or 7 percent. God understands where you are, and God will help you make the adjustments necessary for you to become more and more generous.

2. Giving beyond the tithe.
Tithing is a floor, not a ceiling. God calls us to grow beyond the tithe. We should strive to set aside an additional percentage of our income as offerings for other things that are important to us, such as mission projects, schools, church building funds, and other nonprofit organizations.

II. What Our Giving Means to God
A. How Does Our Giving Affect God?
From the earliest biblical times, the primary way people worshipped God was by building an altar and offering the fruit of one’s labors upon it to God. They would burn the sacrifice of an animal or grain as a way of expressing their gratitude, devotion, and desire to honor God. The scent of the offering was said to be pleasing to God. It wasn’t that God loved the smell of burnt meat and grain. Rather, God saw that people were giving a gift that expressed love, faith, and the desire to please and honor God; and this moved God’s heart. When given in this spirit, our offerings bless the Lord.

B. What is God’s response to our giving?
• Luke 6:38
• Matthew 25:14-30
III. How Our Generosity Affects Us
A. Through It Our Hearts Are Changed
When we are generous—to God and to our families, friends, neighbors, and others who are in need—our hearts are filled with joy. They are enlarged by the very act of giving. When we give generously, we become more generous.

B. In It We Find the Blessings of God (Malachi 3:10)
Many Christians have it wrong. They say that if you give, then God will give more back to you. But that is not how it works. We do not give to God so that we can get something in return. The amazing thing is that when we give to God and to others, the blessings just seem to come back to us. Of course, there is no guarantee that if you tithe you will never lose your job or never have other bad things happen to you. Nevertheless, when we give generously, the unmistakable blessings of God flow into our lives.

ENOUGH Sermon # 3, Cultivating Contentment

ENOUGH Sermon #3: Cultivating Contentment
October 24, 2010

“Teacher, we want you to do whatever we ask of you.”

We, too, make our requests of Jesus. Paul, the Apostle – the late one, as he called himself – admonished the
Philippian Church with all of their anxieties and worries to make their request known to God and they would have the peace of God – contentment.

There is little doubt, if any, that these two, James and John, had a desire for themselves – a place at Jesus’ right and left – that would make them each content. But they did not count the implications of their request, for they believed the request to be at his right and his left would give them peace, contentment.

Is there any difference for us? We have hopes and dreams. We make plans and sacrifices. We prepare a way that, with hopefulness, will lead us to contentment; yet, life has a way of happening that we did not necessarily expect.


Introduction
What will make us content? To ask the question in a different way, “How much is enough?” How much is enough to make us happy? It’s a question that we are raising during our Enough sermon series, and it’s a question that, for my family, can literally be measured in pounds.

As a pastor, and as the son of a pastor, I have become all-too-acquainted with moving. Indeed, I have moved just about 18 times in my life. Our conference limit for what it will pay for a move is 15,000 pounds. Thus, anything more than that will cost our family directly. It is to our advantage to pare all we own down to 15,000 pounds or less each time we prepare to move.

Now, I’m not preparing to move anytime soon, although, as a United Methodist, I need to be ready to answer the Bishop’s call. But periodic moving does remind me well of the Scripture, “Life does not consist in the abundance of possessions.” (Luke 12:15) The older I get, an overabundance of possessions means an overabundance of work to move it all!

Folks moving into retirement homes or otherwise downsizing know what I mean. Life does not consist in the abundance of possessions. At some point, possessions cease to become an attraction and instead become a millstone around our necks. What are we going to DO with all of this stuff?

The culture continues to shout that we need more, and more, and more, however. The culture declares that we never have all that we need. The result is a wrestling in our hearts. Despite the fact that we say we believe Jesus’ words, despite the fact that we know too many possessions can give us trouble, we still find ourselves devoting a great deal of our time, talents, and resources to the acquisition of more stuff. We say that our lives do not consist in the abundance of our possessions, but we live as if they do.

I. Restless Heart Syndrome – Struggling With Discontent
Perhaps you’ve heard of restless legs syndrome (RLS), a condition in which one has twitches and contractions in the legs. Restless Heart Syndrome (RHS) works in a similar way, but in the heart—or soul. Its primary symptom is discontent. We find that we are never satisfied with anything. The moment we acquire something, we scarcely take time to enjoy it before we want something else. We are perennially discontent.

Rev. Adam Hamilton of the United Methodist Church of the Resurrection in Leawood Kansas, shares this quote and teaching:

James Mackintosh, the great Scottish philosopher and politician of the late eighteenth and early nineteenth centuries, said this: “It is aright to be contented with what we have, but never with what we are.”

It is a positive motivator to be discontented with our moral character, our spiritual life, our pursuit of holiness, our desire for justice, and our ability to love. These are areas in which we should continue to grow and improve, for we are meant to become more than we are today. We are meant to yearn to know God more….to pray more deeply, to love more fully, to seek justice for all more passionately, to grow in grace and forgiveness. Yet we tend to be content with our pursuit of relationship with God…..we are satisfied with those things that deserve more of our time and attention and care.

And then, on the other side, those things that we should be content with, we find that we are hopelessly discontented with…..gadgets, homes, cars, clothes, and all the stuff. It is never quite right. We look with a jaundiced eye to the carpet color and miss that the love in our hearts of others is much more off the mark!

And there we find ourselves right next to the disciples, asking to sit right or left of Jesus, rather than asking how we might grow in our discipleship and faithfulness to God’s commandment of love.


A. When Discontentment Is a Virtue

There is a certain discontent that God intended us to have. God actually wired our hearts so that they would be discontent with certain things, causing us to seek the only One who can fully satisfy us. We are meant to yearn to know God more, to cultivate a deeper prayer life, to pursue justice and holiness with increasing fervor, to love others more, and to grow in grace and character and wisdom with each passing day.

B. When Discontentment Destroys

The problem is that those things we should be content with are the very things we find ourselves hopelessly discontented with. For example, we find ourselves discontented with our stuff, our jobs, our churches, our children, and our spouses. God must look down on us and feel the way we feel when we give someone we really care for a special gift and he or she asks for the gift receipt. It’s as if we’re saying to God, “I don’t like what you have given me, God; and I want to trade it in and get something better than what you gave me.”

II. Four Keys to Cultivating Contentment
The Apostle Paul is an excellent example of contentment. In his letter to the Philippians, he wrote of the “secret” to his contentment (Philippians 4:11-12). Like Paul, we can learn to be content in whatever circumstances we may find ourselves. Four keys, which include the “secret” Paul referred to in his letter, can help us to do that.

A. Four Words to Repeat: “It Could Be Worse”

John Ortberg, pastor at Menlo Park Presbyterian Church in California, says there are four words we should say whenever we find ourselves discontented with something or someone: “It could be worse.” This is essentially the practice of looking on the bright side or finding the silver lining. It is recognizing that no matter what we may not like about a thing or person or circumstance, we can always find something good to focus on if only we will choose to do so.

B. One Question to Ask: “For How Long Will This Make Me Happy?”

So often we buy something, thinking it will make us happy, only to find that the happiness lasts about as long as it takes to open the box. There is a moment of satisfaction when we make the purchase, but the item does not continue to bring satisfaction over a period of time. Many of the things we buy are simply not worth the expense. This is why it is a good idea to try before you buy.

C. Developing a Grateful Heart

Gratitude is essential if we are to be content. The Apostle Paul said that we are to “give thanks in all circumstances” (1 Thessalonians 5:18). A grateful heart recognizes that all of life is a gift. Contentment comes when we spend more time giving thanks for what we have than thinking about what’s missing or wrong in our lives.

D. Where Does Your Soul Find True Satisfaction?

The world answers this question by telling us that we find satisfaction in ease and luxury and comfort and money. The Bible, however, answers the question very differently. From Genesis to Revelation, it tells us that we find our satisfaction in God alone.

• “Thou hast made us for thyself, O Lord, and our hearts are restless until they find their rest in thee.” (Saint Augustine)
• “O God, you are my God, I seek you, / my soul thirsts for you. . . . / My soul is satisfied as with a rich feast, / and my mouth praises you with joyful lips / when I think of you on my bed, / and meditate on you in the watches of the night.” (Psalm 63:1, 6)
• “Whatever my eyes desired I did not keep from them; I kept my heart from no pleasure. . . . Then I considered all that my hands had done and the toil I had spent in doing it, and again, all was vanity and a chasing after wind.” (Ecclesiastes 2:10-11)
• Jesus said the two most important things we must do are to “love the Lord your God with all your heart, and with all your soul, and with all your mind,” and to “love your neighbor as yourself” (Matthew 22:37, 39). If we keep our focus on these two things, we will find satisfaction for our souls and lasting contentment.
During the offering this morning, you will be/ you were given a key tag to put on your key ring. It contains a Contentment Prayer that you are encouraged to pray when you are tempted to purchase something on impulse, or simply pray before you make any major purchase. Take that card and read it with me [if you have it yet]:

“Lord, help me to be grateful for what I have, to remember that I don’t need most of what I want, and that joy is found in simplicity and generosity. Amen.”

III. Five Steps for Simplifying Our Lives
In addition to cultivating contentment in our lives, we need to cultivate simplicity. Contentment and simplicity go hand in hand. I’d like to suggest 5 steps to help simplify our lives.

A. Set a Goal of Reducing Your Consumption, and Live Below Your Means.

Set a tangible goal to reduce your own personal consumption and the production of waste in your life. For example, use canvas bags when you go grocery shopping and refuse any extra packaging. Tell the cashier not to put your milk in a bag. Whenever you are making purchases, look at the mid-grade instead of the top-of-the-line product. When buying a new car, aim to improve fuel economy over your existing car by at least 10 percent. Reduce your utilities by 10 percent by setting the thermostat back a couple of degrees when you are away during the day and asleep at night. Find other ways to reduce your consumption and live below your means. Do some research, share ideas with others, or have a brainstorming session with your family.

B. Before Making a Purchase, Ask Yourself, Do I Really Need This? and, Why Do I Want This?

These questions will help you to determine the true motivation of your desired purchase. Is it a need, a self-esteem issue, or something else? You may find yourself wrestling with your true motive and decide that your reason for purchasing the item is not a good one.

C. Use Something Up Before Buying Something New.

Take good care of the things you buy and use them until they are empty, broken, or worn out. Buy things that are made to last; and, when buying things that have a short lifespan, spend your money wisely.

D. Plan Low-cost Entertainment That Enriches.

When it comes to choosing entertainment for your family or friends, plan things that are simple and cheap. You’ll be amazed at how much more pleasure you derive from low-cost, simple activities.

E. Ask Yourself, Are There Major Changes That Would Allow Me to Simplify My Life?

Consider selling a car and buying one you pay for in full, downsizing your home, or getting rid of a club membership you don’t use. Ask yourself questions related to your home, possessions, job, and activities to identify some significant changes that will simplify your life. Remember, if you cannot do all the things God is calling you to do and you’re unable to find joy in your life, perhaps it’s time to simplify in some major ways.

IV. The Power of Self-Control
Simplifying your life requires the practice of self-control. Solomon wrote, “Like a city whose walls are broken down / is a [person] who lacks self-control” (Proverbs 25:28, NIV). When a city’s walls are broken through, the enemy can march right in and destroy it. There is no longer any protection. Likewise, self-control is a wall around your heart and life that protects you from yourself, from temptation, and from sins that are deadly and ultimately can destroy you. Self-control comes down to making a choice between satisfying an impulse to gain instant gratification and choosing not to act upon the opportunity for instant gratification for some higher cause or greater gratification later. Self-control is about forgoing instant gratification by stopping to think about the answers to three questions:

• “What are the long-term consequences of this action?”
• “Is there a higher good or a better outcome if I used this resource of time, money, or energy in another way?”
• “Will this action honor God?”

V. Conclusion: Which Tent Will You Live In?

Will you live in discon-tent or con-tent-ment? You and you alone determine which “tent” will be yours. You choose it in large part by deciding what life is about. If you decide that “life does not consist in the abundance of your possessions,” then you are choosing contentment. Choosing contentment means we look to God as our Source, giving thanks for what we have; we ask God to give us the right perspective on money and possessions and to change our hearts each day; we decide to live simpler lives, wasting less and conserving more; and we choose to give more generously.

Show the video clip: What Would You Take?

[So the choice is yours: will you live in con-tent-ment or discon-tent? God bless you and keep you. Amen.]

Sources:

Adam Hamilton, ENOUGH

Dr. Alan R. Felumlee, Centreville UMC, October 17, 2010
http://www.centreville-umc.org/index.php?option=com_content&view=category&layout=blog&id=24&Itemid=40

The 20th Sunday after Pentecost – October 17-18
St. Paul’s United Methodist Church – Cedar Rapids, IA
http://www.stpaulsumc.org/clientimages/48469/documents/sermons/enoughsermon4.pdf


Hebrews 13:5-6
Mark 10:35-45

Monday, October 18, 2010

Six Key Financial Principles

Six Key Financial Principles

Today in worship we will look closely at biblical principles of money management and learn how they apply to our daily lives. We will review some common pitfalls and cultural traps and discover how to avoid them. We also will receive a reminder of the Six Key Financial Principles. (Hint: This useful tool, which is designed for all of us, can be especially helpful in training youth and young adults as they begin to develop lifelong habits in personal finance.) We hope you will take time this week to read these principles and Scriptures. They will make a great table devotional for you and your family. By practicing these biblical principles, all of us can find greater simplicity, contentment, generosity, and joy for our lives.

Six Key Financial Principles
to Discovering Joy Through Simplicity and Generosity

1. Put God first in your living and giving. (2 Corinthians 9:6-7)
2. Prepare a spending plan and track all expenses monthly. (Proverbs 27:23-24)
3. Simplify your lifestyle; live below your means. (Matthew 6:19-33)
4. Provide immediately for an emergency fund. (1 Timothy 6:9-12)
5. Pay off all credit card debt and use cash, not credit cards. (Proverbs 22:7)
6. Practice long-range saving and investing habits. (Luke 14:28)

Basic Budget Worksheet

Basic Budget Worksheet

Item Actual % Suggested %* Plan for next 12 months

Housing 25–35% ____________________

Transportation 10–15% ____________________

Charitable Gifts 10–12% ____________________

Food 5–15% ____________________

Saving 5–10% ____________________

Utilities 5–10% ____________________

Medical/Health 5–10% ____________________

Debt 5–10% ____________________

Clothing 2–7% ____________________

Miscellaneous 12–23% ____________________




*These percentages are adapted from Dave Ramsey’s The Total Money Makeover (Thomas Nelson, 2007).